SuperCard
One card as all the others together.
One Card. Three designs. Endless possibilities.
Imagine a Supercard with options and advantages that is offered with all the other credit cards together:
- Buying without interest, just as with checks
- The most favorable cash loan
- Repayment by your choice
- All debts on card are in dinars (local cuurency), i.e. without currency clause
- Choice of three attractive designs
- Various special offers
On Point of Sale:
Just look for recognizable Supercard label in stores of our partners and buy at 0% interest rate for 6 months - and even before your Card has been issued.
Do you appreciate having a choice?
Apart from the possibility to choose between three attractive designs, Supercard enables the payment method that suits you best.
On a monthly statement you will receive the three amounts:
- Currently debt (total debt on revolving loan + outstanding debt on loans repayable in equal monthly installments)
- Middle the minimum payment (the sum of rates which are due on loans that are repayable in equal monthly installments + 5% of the debt under the revolving credit)
- Minimum payment (5% of current total debt)
You can pay any amount between the minimum payment amount and total indebtedness. If you pay an amount less than secondary minimum payment, the difference between the amount paid and the secondary minimum, respectively, of the due repayment of loan which is repayable in equal monthly installments that you have not paid, becomes a debt on revolving credit. Interest on the revolving loan is 1,96% per month.
| Example Supercard loan on the Card | |
| AMOUNT | 100.000,00 RSD |
| AIR variable* |
23,50 % |
| FEE** |
2.500,00 RSD |
| Minimun for installment |
5% of the value of installment |
| Monthly installment | 800,00 RSD |
| INSTALLMENT | 5.000,00 RSD |
| EIR from |
29,46 % |
*The nominal interest rate is determined by the variable interest rate of National bank of Serbia 2WREPO and fixed percentage amount (Nominal interest rate = 2WREPO + 14%)
The key policy rate 2WREPO at the date of 15.03.2012. is 9.50%.
Alignment with changes in 2WREPO is made quarterly, in January, April, July and October, according to the values 2WREPO rate that applied at the date of 15 the month preceding the month of adjustment.
**Fee will be charged after 12 months of card usage for each month where outstanding exists.
